Co-Founder & Chief Financial Officer
Pankaj Jain, an alumnus of Chetna’s Institute of Management and Research, Mumbai, and the Institute of Chemical Technology, Mumbai, has extensive experience in financial accounting and control, treasury management, compliance, and regulatory reporting. He has previously served as the Chief Financial Officer at ART Housing Finance and ICICI Home Finance. At Abhiyan Capital, Pankaj plays a critical role in ensuring financial stability, corporate governance, and regulatory alignment.
Co-Founder & Chief Business Officer
Manish Singh, an MBA graduate with over 20 years of experience in the BFSI sector, has held leadership positions including CEO at ART Housing Finance and CBO at Motilal Oswal Home Finance. His expertise spans sales, distribution, and operational excellence, positioning him as a key driver of Abhiyan Capital’s business strategy and market growth.
Co-Founder & Chief Product Officer
An MBA graduate from Pondicherry University and an engineer from RGPV, Bhopal, Guru Prasad Singh has over a decade of experience in mortgage products, sales, team management, and digitization. He began his career at Home First Finance and ART Housing Finance. With a strong focus on product innovation and customer-centric solutions, Guru plays an instrumental role in shaping Abhiyan Capital’s product offerings.
Head, Human Resources
An alumnus of Delhi University, Money Khanna has more than 12 years of experience in human resource management. As a founding member of India Shelter Housing Finance, she was instrumental in formulating HR policies and building scalable frameworks. Her expertise in creating robust teams and fostering an employee-first culture contributes significantly to Abhiyan Capital’s organizational growth.
Head, Credit and RCU
Jatin Singhal, an alumnus of Dr. B.R. Ambedkar University, Delhi, brings over a decade of experience in risk monitoring, fraud investigations, financial analysis, and credit management. Having previously served as DVP – Head of Fraud Control at ART Housing Finance, Jatin ensures a disciplined and comprehensive approach to credit and fraud risk management at Abhiyan Capital.
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Head, Information Technology
Shubham Agarwal, holding a Master’s in Computer Applications from the College of Engineering, Roorkee, has over 12 years of experience in leveraging technology to drive innovation. Previously serving as CTO at Vrinda Finlease, Shubham specializes in web and mobile application development, API integration, and analytics-driven decision-making. He leads Abhiyan Capital’s technology strategy with a focus on process optimization and digital transformation.
Head, Operations & Accounts
An alumnus of Bangalore University, Vikas Rana has a career spanning over 20 years in organizations such as CitiFinancial, Intec Capital, and ART Housing Finance. He previously served as Head of Operations and Customer Service at ART Housing Finance. Vikas specializes in process controls, internal audits, and customer service, ensuring operational excellence at Abhiyan Capital.
